David F. Woods, CLU, ChFC, is president of the Life and Health Insurance Foundation for Education (LIFE), a non-profit organization dedicated to educating the public about the benefits of life and health insurance and the importance of seeking advice from qualified insurance professionals. The author of numerous articles on insurance and financial planning and trends in the insurance industry, Mr. Woods has also given hundreds of speeches and presentations to organizations all over the world. Mr. Woods also serves as CEO of the National Association of Insurance and Financial Advisors (NAIFA), the nation's largest financial services membership association. Prior to joining LIFE, Mr. Woods was a leading agent for more than 30 years with Massachusetts Mutual Life Insurance Company in Springfield, MA. He is married and has four children and seven grandchildren.