Life Line


Who needs it?




Many people mistakenly think their health insurance or Medicare will pay for any long-term care services they may need at some point. But health insurance really only pays for doctor and hospital bills. If you develop a chronic illness or become disabled and are unable to care for yourself for an extended period of time, you‘ll need long-term care services. And these services aren‘t cheap. Full-time nursing home care averages more than $60,000 per year and even part-time, in-home care can cost more than $20,000 annually.

Explore this section to learn more about who needs long-term care insurance, what types of care are covered, policy options and features, and where to buy it. There‘s also an interactive map to help you get a sense of what long-term care services cost in your area.

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